Life insurance allows you to make sure your family or dependents are financially protected in the event of your death. Policies leave your loved ones with a lump sum or monthly payments over a specified period. Immediate financial commitments (mortgages & loan debts) as well as those in the future (university fees) are then covered and you relieve them of financial worry. Life insurance can also allow you to ensure your family can sustain the lifestyle you have already provided for them. If your children enjoy dance classes, or going on holiday, the payment from a life policy will mean they can continue these activities when you’re no longer there.